Rhode Island Paycheck Calculator
Estimate your Rhode Island take-home pay after federal withholding and FICA. Nothing leaves your browser.
Showing a $60,000/year, single-filer example for Rhode Island: $48,096.87 take-home pay after taxes. Enter your own numbers above for your result.
| Gross pay | $60,000.00 |
| Federal income tax | -$5,020.00 |
| Social Security (6.2%) | -$3,720.00 |
| Medicare (1.45%) | -$870.00 |
| Rhode Island state income tax | -$1,633.13 |
| Rhode Island TDI (Temporary Disability Insurance) | -$660.00 |
| Net take-home pay | $48,096.87 |
Estimate only, not tax advice — see the full disclaimer. Tax data last verified: 2026-08-08.
How Rhode Island paycheck taxes work
Rhode Island uses one simple three-bracket schedule (3.75%, 4.75%, and 5.99%) that applies the exact same way no matter your filing status, unlike most states where married couples get wider brackets. Both the brackets and the standard deduction are indexed to inflation every year by law. Rhode Island is also one of the few states that withholds Temporary Disability Insurance directly from employee paychecks (1.1% of wages up to an annual cap), a separate line item from state income tax that shows up on every Rhode Island paycheck.
Federal income tax is calculated using the 2026 IRS tax brackets after subtracting your standard deduction, based on your filing status. FICA is a flat 6.2% Social Security tax (up to the annual wage base) plus 1.45% Medicare tax, with an additional 0.9% Medicare tax on income above $200,000 (single) or $250,000 (married filing jointly).
Tax data last verified: 2026-08-08.
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Frequently asked questions
Does Rhode Island have a state income tax?
Yes. Rhode Island taxes wage income at 3 brackets ranging from 3.75% to 5.99%. See the state-specific section above for exactly how that applies to your filing status.
How is federal income tax calculated on a Rhode Island paycheck?
Federal tax is calculated on taxable income (gross pay minus your standard deduction) using the 2026 IRS marginal tax brackets, which apply the same way in every state, including Rhode Island. See "How Paycheck Withholding Works" for the full breakdown.
What is FICA and how much is withheld?
FICA is 6.2% Social Security (up to the annual wage base) plus 1.45% Medicare, with an additional 0.9% Medicare tax above $200,000 (single) or $250,000 (married filing jointly). It applies the same way in every state, including Rhode Island.
Is this calculator exact?
No, it's an estimate based on standard 2026 tax tables and common assumptions. It doesn't account for every possible deduction, credit, filing situation, or local tax. For Rhode Island specifically, this includes the state's mandatory Temporary Disability Insurance withholding as its own separate line, alongside the indexed brackets and deduction. See the disclaimer above the breakdown for details.